With the SimplyCLICK SBI Card, you may save money every time you spend. The first-year price is INR 499, and the yearly charge from the second year forward is similarly INR 499. If you spend a minimum of INR 1 lakh each year, the yearly charge is eliminated. This card has an interest rate of up to 3.50% every month, or 42% per year. Moreover, it is important to keep in mind that you need a high CIBIL score in order to obtain a credit card from SBI. You might have to face rejection on your SBI credit card application, in case you have a low CIBIL score. Below are some of the features of the SBI SimplyClick credit card:
- A shopping credit card with special online shopping features.
- 10x more reward points for online purchases at partner websites
- 5 times the reward points on all online purchases
- Rewarding Milestones
- Waiver of annual fees
Features & Benefits of SBI SimplyClick Credit Card
There are a lot of benefits that come along with this SBI credit card. You can take advantage of all the benefits that come along with this credit card. Some of the benefits that come along with this SBI credit card are as follows:
- Earn 1 reward point for every Rs.100 spent on other purchases.
- Earn 10x reward points when you shop online at partner retailers like Amazon, Cleartrip, BookMyShow, FoodPanda, UrbanClap, and Lenskart.
- All other online purchases get 5X reward points.
- Cleartrip e-vouchers of Rs.2,000 are paid out on yearly online spending of Rs.1 lakh and Rs.2 lakh, respectively.
- Spend at least Rs.1 lakh on your SBI. The yearly charge for the SimplyCLICK credit card will be eliminated.
- Because the card supports contactless technology, you may make payments by just waving it at store terminals.
- Every gasoline transaction between Rs.500 and Rs.3,000 entitles you to a 1% fuel fee waiver.
- The SimplyCLICK SBI Card is accepted internationally and may be used in over 24 million shops worldwide, including 3.25 lakh in India.
- SBI add-on credit cards are available for members of your family who are over the age of 18.
- Through the Balance transfer service, outstanding balances from other bank credit cards can be moved to the SBI SimplyCLICK Credit Card at a low interest rate.
- With the Flexipay option, any purchase above INR 2,500 may be turned into an EMI payment.
- You may request a bank draft from the SBI credit card customer service at any time.
Fees & Charges of SBI SimplyClick Credit Card
This SBI credit card comes with numerous benefits at a very affordable fee. The fee and charges are very nominal by SBI for the credit card. With an annual fee of INR 499 and a renewal fee of INR 499 as well, you can have your SBI SimplyClick credit card. If you wish to withdraw cash using your credit card then you might have to pay 2.5% of the transaction amount or INR 500, whichever is higher. Similarly, the overlimit fee is set at 2.5% of the overlimit amount or INR 600, whichever is higher.
Eligibility Criteria & Documents Required
The applicant’s disclosed income, occupation and credit score, among other things, determines eligibility for the SimplyCLICK SBI Card.By following the procedures outlined below, you may determine your eligibility to apply for the card on the SBI website:
- Visit the official website for SBI Credit Cards.
- Select ‘Your income and spending data.’
- Choose your monthly income and expenses, then click ‘Show my card.’
A list of credit cards would be displayed. If you are qualified for the SimplyCLICK SBI card, you will see it on the list. Moreover, there are certain documents required to be able to apply for this credit card that are as follows:
- ID proof
- Proof of Residence
- PAN Card
- Passport size Photograph
- Income proof document
- Bank Statements
Apart from these if you have any query regarding this card then you can contact the SBI Credit Card Customer Care Number to get your queries resolved.
