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How Much Money do you Need to Live in Bern?

Do you want to live in a beautiful city like Bern? The average monthly cost of living in Bern is about $3,380. This makes it one of the costliest cities in Switzerland to live in. In addition, Bern has many exciting and historical attractions that make it a great place to live. So Bern is worth considering if you are looking for a beautiful city to call home.

Monthly Income

To live comfortably in Bern, you’ll need an income of around 2,000 francs per month. This means a full-time job working 40 hours per week will be enough to cover your expenses. If you’re looking for a little more money to save, you can try freelancing or focus on part-time work. However, it’s important to note that living in Bern doesn’t come cheap – property prices are high, and the cost of food and utilities is relatively high.

Cost of Living

To live in Bern, you will need about $48,000 a year. It does not include the cost of housing, food, transportation, or other bills. The average cost of living in Bern is higher than in most other Swiss cities. However, it is still cheaper than living in Europe.

Expenses

Assuming you will have a comfortable lifestyle, here are the approximate expenses for a single person to live comfortably in Bern:

Monthly Expenses

-Rent: 700 CHF (~$890)

-Food: ~600 CHF (~$790)

-Utilities: 100 – 200 CHF (~$130 – $260)

-Transportation: 50 – 100 CHF (~$70 – $130)

Total Monthly Expenses: 1,300 – 1,700 CHF (~$1,510 – $2,670)

While preparing your monthly budget plan, do not miss out on expenses for your health insurance premium. It is not only mandatory but quite expensive too. But then all your health care needs are taken care of by this plan. Depending upon your need and finances, many health insurance plans are offered by different companies. It is always good to compare various plans and get savings and the best features. Nowadays, there are many such tools available. One of the best ones is PrimApp. Here you can compare, see all benefits and discounts and get free quotes. Here you will choose four different languages, German, French, Italian, and English. It is another way to save on your expenses.

Employment Opportunities in Bern

If you’re looking for a job in Bern, you’re lucky! There are plenty of opportunities available, whether you’re looking for a full-time or part-time job. Here are a few tips to help you get started:

1. Check out the Bern job board on Indeed.com. This website is great for finding jobs in various fields, including jobs in Bern. You can filter the jobs by location, company size, and job type.

2. Attend job fairs in Bern. Job fairs are an excellent way to meet with potential employers and learn more about specific available positions. You can also expect to find recruiters at these events who can help you land your dream job.

3. network with your friends and family members who work in Bern. They may know of any open positions or know people who can help you find your perfect job.

Taxation

Taxation in Bern can be a bit complicated, but it is mainly composed of three central taxes: income tax, value-added tax (VAT), and Swiss cantonal VAT. These taxes are all progressive and increase as your income increases. Additionally, there are several other taxes that you may be subject to, such as Lohnsteuer or Kantonale Abgaben.

If you are a resident of Bern, you will be subject to the local income tax (Lohnsteuer). This tax is levied on your gross salary and calculated as a percentage of your yearly income. The rate at which this tax gets levied varies depending on your taxable income level. If you earn over CHF 190,000 annually, your tax will be at a rate of 9%. If you earn less than CHF 190,000 per year, your tax will be 8%.

How Much Will be the Rent in Bern?

There is no one answer to this question as the rent for a specific apartment can vary greatly depending on location and size. However, according to Numbeo, the average rent for an apartment in Bern is CHF 1,539 ($1,951) per month. You would need CHF 44,180 ($51,500) per year to live in an average apartment in Bern. While this may seem like a lot of money, it should be noted that this amount is below Bern’s median household income (CHF 56,000/$62,500).

How Much is the Cost of Education in Bern?

In Switzerland, education is considered a right of every citizen. This means that no matter your financial situation, you can always afford to send your children to school. One of the main expenses related to education in Bern is the cost of tuition. A full-time undergraduate degree at a Swiss university will set you back around $40,000 per year. This is significantly less than the cost of tuition at some American universities, but it’s still a considerable expense. The price tag jumps to $60,000 or more per year if you want to study for a graduate degree. However, many scholarships and student loan programs available can reduce the total cost of attendance. If you cannot qualify for any academic scholarships or loans, there are many other ways to save money on tuition costs. For example, you can take advantage of various tuition discounts the school offers. You can also look into student housing options in Bern and live at home while attending school. Finally, compare shop for tuition rates before making your decision.

Conclusion

If you’re considering moving to Bern, knowing how much money you’ll need to live comfortably is essential. The average monthly rent for a one-bedroom apartment in Bern is CHF 2,000, while the average monthly price of groceries is CHF 150. We have tried to give you a brief idea of how much money you will need to live in Bern. I hope you enjoyed reading it and found it to be helpful.

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